On-Line Payment Service :

1. Banking Delivery Channel : ATM, Phone Banking, Internet Banking, SMS Banking, POS EDC
   Finnet provides network infrastructure and delivery channel management specially prepared for banks planning to implement their online payment system without investing in their own delivery channels.This approach enables the use of common sharing Delivery Channel to gain efficiency for all users, hence the banks still maintain maximum service to their customers.
   
2. Host to Host Payment Service (H2H)
   This service is designed to suit those service providers (including billers) seriously trying to improve their services by easing the customers in settling their bills through real time online features. The online payment is performed in collaboration with the banks having online capabilities such as ATM, Internet Banking, SMS Banking, Point of Sales EDC (POS EDC), etc. No special Host-to-Host connectivity with each bank is required to implement the system as the Finnet Transaction Gateway will handle this perfectly with 35 banks. The service-providers will benefit much from the system as they are freed from having to provide the payment infrastructure, and at the same time their customers can enjoy the friendliness of online real time payment.
   
3. Micro Payment (E-Purse)
   Micro Payment Solution serves to provide both infrastructure and management for corporations which are licensed to provide services Micro payment (e.g. Card Issuers) such as Multi Payment Prepaid Card for Transport services (including City Mass Transport), toll ways, gas stations, shopping, etc. Such corporations will enjoy as well the benefit of not having to invest in infrastructure, hence their customers are made happier in settling their bills through the card which can handle multi payments. Las but not least, the Central Bank may also benefit through monitoring and information gathering.